{"id":27470,"date":"2021-12-06T08:51:39","date_gmt":"2021-12-06T13:51:39","guid":{"rendered":"https:\/\/www.jewishagency.org\/fr\/?page_id=27470"},"modified":"2022-05-30T08:08:43","modified_gmt":"2022-05-30T12:08:43","slug":"la-retraite","status":"publish","type":"page","link":"https:\/\/test.jewishagency.org\/fr\/la-retraite\/","title":{"rendered":"La Retraite"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column]\r\n\t\t\t<div id=\"\" class=\"large-copy-module false id_6aaa33fcd7b9a turquoise\">\r\n\t\t\t<div class=\"container_inner\">\r\n\t\t\t\t<h2 style=\"display:block\"><\/h2>\r\n\t\t\t\t<div class=\"content\">\r\n\t\t\t\t\t<p>La Retraite<\/p>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<!-- call to action -->\r\n\t\t\t\t<div class=\"call-to-action\">\r\n\t\t\t\t\t  <a href=\"\" class=\"btn btn-info secondary false\" target=\"_self\"><\/a>\r\n\t\t\t\t\t  <a href=\"\" class=\"btn btn-info primary false\" target=\"_self\"><\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<style>\r\n\t\t\t\t.large-copy-module .content strong {\r\n\t\t\t\t\tfont-weight: 100;\r\n\t\t\t\t\tfont-family: HelveticaNeue Heavy;\r\n\t\t\t\t}\r\n\r\n\t\t\t\thtml[site='14'] .large-copy-module .content strong {\r\n\t\t\t\t\tfont-family: 'RobotoBlack', sans-serif;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.rtl .large-copy-module .content strong {\r\n\t\t\t\t\tfont-family: AssistantBold !important;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.rtl .large-copy-module .content p {\r\n\t\t\t\t\tfont-family: AssistantLight !important;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.large-copy-module.false.id_6aaa33fcd7b9a {\r\n\t\t\t\t\tbackground-color: turquoise;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.large-copy-module.true.id_6aaa33fcd7b9a {\r\n\t\t\t\t\tbackground-repeat: no-repeat;\r\n\t\t\t\t\tbackground-image: url('');\r\n\t\t\t\t\tbackground-size: cover;\r\n\t\t\t\t\tbackground-position: center;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.large-copy-module.id_6aaa33fcd7b9a .btn-info {\r\n\t\t\t\t\tbackground-color: #3376B7;\r\n\t\t\t\t\tborder-color: #3376B7;\r\n\t\t\t\t\tcolor: #fff !important;\r\n\t\t\t\t}\r\n\t\t\t\t.large-copy-module .btn-info:hover {\r\n\t\t\t\t\tbackground-color: transparent;\r\n\t\t\t\t\tcolor: #3376B7 !important;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.large-copy-module.true.id_6aaa33fcd7b9a .btn-info:hover {\r\n\t\t\t\t\tbackground-color: transparent;\r\n\t\t\t\t\tcolor: #fff !important;\r\n\t\t\t\t\tborder-color: #fff;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.large-copy-module.false.id_6aaa33fcd7b9a:not(.\\#fff):not(.\\#ffffff):not(.\\#FFF):not(.\\#FFFFFF) .btn-info:hover {\r\n\t\t\t\t\tbackground-color: transparent;\r\n\t\t\t\t\tborder-color: #fff;\r\n\t\t\t\t\tcolor: #fff !important;\r\n\t\t\t\t}\r\n\t\t\t\t\r\n\t\t\t\t.large-copy-module.false.id_6aaa33fcd7b9a:not(.\\#fff):not(.\\#ffffff):not(.\\#FFF):not(.\\#FFFFFF) .btn-info {\r\n\t\t\t\t\tbackground-color: #fff;\r\n\t\t\t\t\tborder-color: #fff;\r\n\t\t\t\t\tcolor: turquoise !important;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.large-copy-module a, .large-copy-module p a {\r\n\t\t\t\t\tfont-family: 'HelveticaNeueThin', sans-serif !important;\r\n\t\t\t\t\tborder-bottom: #575656 solid 3px;\r\n\t\t\t\t}\r\n\t\t\t\t.large-copy-module strong a, .large-copy-module p strong a {\r\n\t\t\t\t\tfont-family: 'HelveticaNeue Heavy', sans-serif !important;\r\n\t\t\t\t}\r\n\t\t\t\t.large-copy-module p a:hover {\r\n\t\t\t\t\tborder-bottom: #575656 solid 3px;\r\n\t\t\t\t}\r\n\t\t\t\t.large-copy-module .btn {\r\n\t\t\t\t\tmargin-bottom: 0px;\r\n\t\t\t\t}\r\n\t\t\t\t.large-copy-module h2, .large-copy-module p {\r\n\t\t\t\t\tcolor: #575656 !important;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.large-copy-module.true p {\r\n\t\t\t\t\tcolor: #fff !important;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.large-copy-module.id_6aaa33fcd7b9a:not(.\\#fff):not(.\\#ffffff):not(.\\#FFF):not(.\\#FFFFFF) h2, \r\n\t\t\t\t.large-copy-module.id_6aaa33fcd7b9a:not(.\\#fff):not(.\\#ffffff):not(.\\#FFF):not(.\\#FFFFFF) p\r\n\t\t\t\t{\r\n\t\t\t\t\tcolor: #fff !important;\r\n\t\t\t\t}\r\n\t\t\t\t.large-copy-module.id_6aaa33fcd7b9a:not(.\\#fff):not(.\\#ffffff):not(.\\#FFF):not(.\\#FFFFFF) p a,\r\n\t\t\t\t.large-copy-module.id_6aaa33fcd7b9a:not(.\\#fff):not(.\\#ffffff):not(.\\#FFF):not(.\\#FFFFFF) p a:hover {\r\n\t\t\t\t\tborder-bottom: #fff solid 3px;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.rtl .large-copy-module a {\r\n\t\t\t\t\tfont-weight: 100;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.rtl .large-copy-module a, .rtl .large-copy-module p a {\r\n\t\t\t\t\tfont-family: 'AssistantLight', sans-serif !important;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.rtl .large-copy-module .call-to-action a {\r\n\t\t\t\t\tfont-family: 'Assistant', sans-serif !important;\r\n\t\t\t\t}\r\n\t\t\t<\/style><script type='text\/javascript'>\r\n\t\t\t\tjQuery(document).ready(function () {\r\n\t\t\t\t\tif('' == '') {\r\n\t\t\t\t\t\tjQuery('.large-copy-module .content').css('cssText', 'margin-top: -40px !important');\r\n\t\t\t\t\t\tif (window.matchMedia('(max-width: 1000px)').matches)\r\n\t\t\t\t\t\t{\r\n\t\t\t\t\t\t\tjQuery('.large-copy-module .content').css('cssText', 'margin-top: -40px !important');\r\n\t\t\t\t\t\t}\r\n\t\t\t\t\t}\r\n\t\t\t\t\t\r\n\t\t\t\t\tif('false' == 'false' && 'false' == 'false') {\r\n\t\t\t\t\t\tjQuery('.large-copy-module .content').css('cssText', 'padding-bottom: 0 !important');\r\n\t\t\t\t\t}\r\n\t\t\t\t\t\r\n\t\t\t\t\tif('false' == 'false' && 'false' == 'false' && '' == '') {\r\n\t\t\t\t\t\tjQuery('.large-copy-module .content').css('cssText', 'padding-bottom: 0 !important; margin-top: -40px !important');\r\n\t\t\t\t\t\tif (window.matchMedia('(max-width: 1000px)').matches)\r\n\t\t\t\t\t\t{\r\n\t\t\t\t\t\t\tjQuery('.large-copy-module .content').css('cssText', 'padding-bottom: 0 !important; margin-top: -40px !important');\r\n\t\t\t\t\t\t}\r\n\t\t\t\t\t}\r\n\t\t\t\t});\r\n\t\t    <\/script>\r\n\t\t\t\t<div id=\"\" class=\"copy-e-image jafi-module article-intro copy-e-image-variation34  default\">\r\n\t\t\t\t\t<div id=\"linePrincipalAI\" class=\"wpb_row section vc_row-fluid\">\r\n\t\t\t\t\t\t<div class=\" full_section_inner clearfix\">\r\n\t\t\t\t\t\t\t<div class=\"left-line wpb_animate_when_almost_visible wpb_slideInLeft slideInLeft wpb_column vc_column_container vc_col-sm-6 vc_col-has-fill wpb_start_animation animated\" style=\"background-image:url();\">\r\n\t\t\t\t\t\t\t\t<div class=\"vc_column-inner vc_custom_1544987333434\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_wrapper\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"body_copy\"><p>L\u2019\u00e2ge de la retraite en Isra\u00ebl est de\u00a067 ans pour les hommes et 64 ans pour les femmes, \u00e0 l\u2019exception des forces de l\u2019ordre qui b\u00e9n\u00e9ficient d\u2019un r\u00e9gime particulier.<\/p>\n<p>Si la cotisation per\u00e7ue est li\u00e9e au niveau des revenus, la prime re\u00e7ue\u00a0par l&#8217;Etat\u00a0est, elle,\u00a0forfaitaire.\u00a0Tout le monde touche la m\u00eame somme, sans \u00e9gard aux montants cotis\u00e9s. La prime pay\u00e9e par le\u00a0Bitoua&#8217;h Leoumi\u00a0(S\u00e9curit\u00e9 sociale &#8211; retraite et sant\u00e9) est, \u00e0 ce jour, de 300 euros pour une personne et 400 euros pour un couple dont la femme n\u2019a pas travaill\u00e9. (Si le mari ne travaille pas il doit tout de m\u00eame cotiser et touchera les 300 euros de retraite, tandis que lorsque c&#8217;est la femme qui ne travaille pas, son mari cotise pour elle.)<\/p>\n<p>D\u2019un autre c\u00f4t\u00e9, le temps de cotisation est assez court. Un isra\u00e9lien doit avoir cotis\u00e9 durant 12 ans avant l\u2019\u00e2ge l\u00e9gal de la retraite, tandis qu\u2019il suffit \u00e0 un nouvel immigrant de cotiser 5 ans seulement, avant l\u2019\u00e2ge l\u00e9gal, pour recevoir la prime.<\/p>\n<p>Etant donn\u00e9 le jeune \u00e2ge des retrait\u00e9s fran\u00e7ais, il peut arriver qu\u2019un nouvel immigrant b\u00e9n\u00e9ficie \u00e0 la fois de la retraite de France et d\u2019Isra\u00ebl.<\/p>\n<p>Parce que les sommes per\u00e7ues sont faibles, il existe d\u00e9sormais des fonds de retraite compl\u00e9mentaires, pour lesquels l&#8217;employ\u00e9 et l&#8217;employeur cotisent. Ainsi, la majorit\u00e9 des Isra\u00e9liens cotisent aujourd\u2019hui \u00e0 des fonds d\u2019\u00e9pargne priv\u00e9s qui b\u00e9n\u00e9ficient de certains avantages fiscaux (le &#8220;Keren Pensia&#8221; \u2013 Fonds de pension obligatoire pour les salari\u00e9s ; la &#8220;Coupat Guemel&#8221; \u2013 Fonds d&#8217;\u00e9pargne et le &#8220;Bitoua&#8217;h Menahalim&#8221; \u2013 Caisse des cadres). Ces trois fonds b\u00e9n\u00e9ficient d&#8217;avantages fiscaux mais ne sont disponibles qu&#8217;au terme d&#8217;une certaine p\u00e9riode pr\u00e9d\u00e9finie.<\/p>\n<p>Le\u00a0nouvel immigrant retrait\u00e9 de France\u00a0b\u00e9n\u00e9ficie des m\u00eames avantages que n\u2019importe quel autre nouvel immigrant. Il est dispens\u00e9 de cotisation au\u00a0Bitoua&#8217;h Leoumi\u00a0pendant une ann\u00e9e (s\u2019il n\u2019exerce aucun travail en Isra\u00ebl). Apres cette ann\u00e9e, il payera une cotisation forfaitaire (aux alentours de 30 euros par personne et par mois).<\/p>\n<p>Les retrait\u00e9s ne remplissent pas de d\u00e9claration d\u2019imp\u00f4ts en Isra\u00ebl (sauf si leurs revenus d\u00e9passent 10000 euros par mois) mais \u00e7a ne les dispense pas de remplir leur d\u00e9claration fiscale en France et d\u2019\u00e9ventuellement y payer des imp\u00f4ts, m\u00eame s\u2019ils n\u2019y r\u00e9sident plus.<\/p>\n<p>Plus d\u2019informations sur le site du Bitoua&#8217;h Leoumi\u00a0: cliquez\u00a0<a href=\"https:\/\/www.btl.gov.il\/French%20homepage\/Pages\/default.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">ici<\/a>.<\/p><\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"full-block-dsc\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"full-block-image-cap\"><\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"overlay-hover block\"><\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"right-line wpb_animate_when_almost_visible wpb_slideInRight slideInRight wpb_column vc_column_container vc_col-sm-6 vc_col-has-fill wpb_start_animation animated\" style=\"background-image:url();\">\r\n\t\t\t\t\t\t\t\t<div class=\"vc_column-inner\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_wrapper\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"image_content\"><img src=\"\"><\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"image_caption caption-off\"><\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"call-to-action false-cta \" target=\"_self\"><a href=\"\"><\/a><\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"call-to-action false-cta \" target=\"_self\"><a href=\"\"><\/a><\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"full-block-dsc\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"full-block-image-cap\"><\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"overlay-hover block\"><\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<style>\r\n\t\t\t\t.article-intro .left-line .vc_column-inner {\r\n\t\t\t\t\tdisplay: inline-block;\r\n\t\t\t\t}\r\n\t\t\t\t.article-intro .wpb_wrapper {\r\n\t\t\t\t\tmargin: 0 auto;\r\n\t\t\t\t}\r\n\t\t\t\t@media only screen and (max-width: 420px) {\r\n\t\t\t\t\t.article-intro .left-line .vc_column-inner {\r\n\t\t\t\t\t\tdisplay: inline-block;\r\n\t\t\t\t\t\tpadding: 20px 50px 60px 50px;\r\n\t\t\t\t\t}\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34 .left-line .body_copy p img{\r\n\t\t\t\t\twidth: -webkit-fill-available;\r\n\t\t\t\t\tbackground-repeat: no-repeat;\r\n\t\t\t\t\tbackground-size: contain;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34 .left-line .body_copy p iframe {\r\n\t\t\t\t\twidth: 100%;\r\n\t\t\t\t\tmin-height: 400px;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation0 .right-line:hover .overlay-hover.block, \r\n\t\t\t\t.copy-e-image-variation31 .left-line:hover .overlay-hover.block, \r\n\t\t\t\t.copy-e-image-variation1 .right-line:hover .overlay-hover.block, \r\n\t\t\t\t.copy-e-image-variation28 .left-line:hover .overlay-hover.block{\r\n\t\t\t\t\tdisplay: block !important;\r\n\t\t\t\t}\r\n\r\n\t\t\t\t.copy-e-image-variation0 .right-line:hover .overlay-hover.none, \r\n\t\t\t\t.copy-e-image-variation31 .left-line:hover .overlay-hover.none, \r\n\t\t\t\t.copy-e-image-variation1 .right-line:hover .overlay-hover.none, \r\n\t\t\t\t.copy-e-image-variation28 .left-line:hover .overlay-hover.none{\r\n\t\t\t\t\tdisplay: none !important;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34 .body_copy .wp-caption {\r\n\t\t\t\t\twidth: auto !important;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34 .body_copy .wp-caption .wp-caption-text {\r\n\t\t\t\t\tfont-size: 14px;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34 .left-line .vc_column-inner {\r\n\t\t\t\t\tpadding: 65px 38px 55px !important;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image.default .body_copy .broken_link, .copy-e-image.default .body_copy a.broken_link {\r\n\t\t\t\t\ttext-decoration: none;\r\n\t\t\t\t} \r\n\t\t\t\t.copy-e-image-variation34 .body_copy .call-to-action a {\r\n\t\t\t\t\tbackground-color: #3376B7;\r\n\t\t\t\t\tborder: 5px solid #3376B7;\r\n\t\t\t\t\tpadding: 12px 60px 8px 60px !important;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34.default .body_copy .call-to-action a:hover {\r\n\t\t\t\t\tcolor: #3376B7 !important;\r\n\t\t\t\t\tbackground-color: #fff;\r\n\t\t\t\t}\r\n\t\t\t\t.copy-e-image-variation34 .left-line .body_copy .call-to-action p {\r\n\t\t\t\t\tdisplay: contents;\r\n\t\t\t\t}\r\n\t\t\t\t@media only screen and (max-width: 550px) {\r\n\t\t\t\t\t.copy-e-image-variation34 .body_copy .call-to-action a {\r\n\t\t\t\t\t\twidth: auto !important;\r\n\t\t\t\t\t}\r\n\t\t\t\t\t.copy-e-image-variation34 .left-line .body_copy .call-to-action p {\r\n\t\t\t\t\t\tdisplay: grid;\r\n\t\t\t\t\t}\r\n\t\t\t\t}\r\n\t\t\t<\/style>[\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; 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